Zakat in Ramadan: The Key to Spiritual and Financial Purification
In the time of Prophet Musa (Moses), there lived a man named Karun. He was incredibly wealthy: the Quran says the keys to his treasures were too heavy for a group of strong men to carry.
But instead of being humble and grateful, Karun grew arrogant. He believed his riches were due to his intelligence and hard work, not a blessing from God.
Karun used his wealth to oppress his people and live in excess, ignoring Prophet Musa’s advice to be humble and generous. Musa reminded him that wealth is a test and that giving to the poor purifies the soul. But Karun refused to listen. He believed his riches made him superior.
One day, Musa prayed to God for justice. In response, the earth opened up and swallowed Karun along with all his wealth. His arrogance and greed led to his downfall.
The story of Karun teaches that wealth is a trust from God. By giving Zakat, you cleanse your heart from greed, help those in need, and ensure your wealth is a blessing, not a burden.
What exactly is Zakat and is it mandatory to give it in Ramadan? Let’s explore this in detail.
What is Zakat?
Zakat is more than charity; it’s a pillar of Islam — a duty that every financially able Muslim must fulfil. The word Zakat means “purification” and “growth.” Just as plants grow stronger when pruned, wealth grows purer when shared.
In Islam, if your savings exceed a certain amount called the Nisab and a full lunar year has passed over it, you must give 2.5% of your total wealth to those in need.
The Prophet (ﷺ) said:
“Islam is built upon five pillars: the testimony of faith, establishing prayer, giving Zakat, fasting in Ramadan, and performing pilgrimage to the House (Kaaba).” (Bukhari & Muslim)
The Nisab is calculated in two ways:
- Gold Standard: 85 grams of gold.
- Silver Standard: 595 grams of silver.
As prices change, you should check the current value of gold and silver when calculating your Zakat. You can use the Zakat calculator for this purpose.
Why Do People Prefer to Give Zakat in Ramadan?
While Zakat isn’t restricted to Ramadan, many Muslims choose to give zakat in Ramadan because the rewards for good deeds multiply.
The Prophet (ﷺ) was known for his unmatched generosity during Ramadan. Ibn Abbas (RA) said: “The Prophet (ﷺ) was the most generous of people, and he was even more generous during Ramadan.” (Bukhari & Muslim)
There’s a sense of urgency and compassion in Ramadan. You fast all day, feeling hunger and thirst, and it reminds you of those who endure these struggles daily.
Giving Zakat in this month not only fulfils your obligation but allows you to share in the blessings of Ramadan by helping others break their fast and find relief.
Another reason people prefer giving Zakat in Ramadan is the search for Laylatul Qadr — the Night of Decree.
Allah says in the Quran:
“The Night of Decree is better than a thousand months.” (Quran 97:3)
Imagine giving Zakat on that night. Your reward would be multiplied as if you gave continuously for over 83 years!
Who Can Receive Zakat?
Zakat is meant to be given to eight specific groups of people, as mentioned in the Quran, Surah Al-Tawbah, Verse 60. Here’s a breakdown of who they are:
- The Poor (Al-Fuqara’): These are people who don’t have enough to meet the basic needs of life, like food, shelter, and clothing.
- The Needy (Al-Masakin): These individuals are going through tough times and can’t afford even the most basic things they need.
- Zakat Administrators (Al-Amilina Alayha): These are the people responsible for collecting and distributing Zakat.
- New Muslims and Potential Allies (Al-Mu’allafatu Qulubuhum): This includes those who have just embraced Islam or those who might become allies in supporting Islam.
- Slaves or Captives (Fir-Riqab): Zakat can also be used to help free slaves or captives from bondage.
- Those in Debt (Al-Gharimin): People who are struggling to pay off their debts and need financial help.
- In the Cause of Allah (Fi Sabilillah): Zakat can go to those who are fighting for a religious cause or supporting efforts for the sake of God.
- The Wayfarer (Ibn al-Sabil): This refers to travellers who are stranded or in need of assistance to continue their journey.
It’s also important to remember that you cannot give Zakat to your immediate family members, like your spouse, children, parents, or grandparents.
Benefits of Giving Zakat in Ramadan
Giving Zakat in Ramadan brings countless benefits, not just to those receiving but also to those giving. Let’s explore these blessings:
1. Purifying Your Wealth and Soul
Zakat isn’t just about helping others; it’s about cleansing your heart from greed and purifying your wealth.
Allah says: “Take from their wealth a charity by which you purify them and cause them to increase.” (Quran 9:103)
When you give, your heart becomes lighter, and your wealth feels more meaningful.
2. Earning Multiplied Rewards
Ramadan is a month when rewards for good deeds are multiplied seventy times or more.
The Prophet (ﷺ) said:
“Whoever draws near to Allah by performing any virtuous deed in this month shall be rewarded like the one who performed an obligatory act at any other time.” (Ibn Khuzaymah)
Giving Zakat in Ramadan multiplies your rewards.
3. Strengthening Community Bonds
Zakat isn’t just about giving money. It’s about uplifting the community. When you pay Zakat, you ensure that no one sleeps hungry and that everyone can share in the joys of Ramadan.
4. Providing Support to the Needy
Your Zakat reaches those who need it most:
- The poor and the needy.
- Orphans and widows.
- Those in debt.
- New Muslims who need support.
Imagine the relief on a mother’s face when she receives food for her children or the hope in a student’s eyes when they get the chance to continue their education.
5. Barakah and Protection from Hardship
The Prophet (ﷺ) said: “Charity does not decrease wealth.” (Muslim)
Giving Zakat in Ramadan brings Barakah (blessings) into your life. It safeguards you from unforeseen hardships and opens doors to new opportunities.
The Blessing of Zakat in Ramadan: A Story of Faith and Protection
In a small village nestled between lush fields and rolling hills, there lived a devout farmer named Abdullah. Known throughout the village for his deep faith and dedication to Islam, Abdullah followed the teachings of his religion with unwavering commitment.
One of his most important practices was the payment of Zakat, the obligatory charity, which he always made sure to give from his crops every year before harvesting.
One year, a devastating locust infestation swept across the land, leaving a trail of destruction in its wake. The locusts devoured everything in their path, leaving fields barren and farmers without a source of income.
The villagers watched helplessly as their crops were destroyed, but when they turned to Abdullah’s field, something extraordinary happened.
To their amazement, the locusts approached Abdullah’s field, only to suddenly change direction and fly away, as if some invisible force was protecting it. The villagers were perplexed and asked Abdullah how his crops had been spared from the locusts’ wrath.
Abdullah, with a humble smile, explained, “I believe this protection comes from my consistent practice of paying Zakat on my crops. By fulfilling my duty to charity, I trust that Allah’s blessings and protection surround me.”
Zakat in Ramadan is not just an act of charity, but a means of securing Allah’s blessings, protection, and prosperity.
This Ramadan, as you break your fast and reflect on your blessings, remember those who have less. Calculate your Zakat, give generously, and trust that Allah will multiply your reward.
Your Zakat is more than a payment; it’s a prayer, a lifeline, and a chance to change lives. May your giving bring light to others and peace to your heart.